What is the term for illegal practices that deny a tenant equal housing opportunities based on race?

What is the term for illegal practices that deny a tenant equal housing opportunities based on race?

• A. Redlining
• B. Steering
• C. Blockbusting
• D. Disparate Impact

Answer: (A)

The correct term for illegal practices that deny a tenant equal housing opportunities based on race is redlining. This practice involves discriminatory lending policies or practices where certain neighborhoods, often populated by minority groups, are systematically refused housing financing. This has historically led to a lack of investment in these areas, further perpetuating economic and social inequalities. Redlining is significant because it demonstrates how systemic racism can manifest in housing policies, affecting the availability of housing and financial resources for individuals based on race. It was extensively practiced in the United States from the 1930s onward, contributing to long-term disparities in homeownership and wealth accumulation among different racial groups. The other terms, while related to discrimination in housing, refer to different concepts. Steering involves guiding prospective homebuyers toward or away from certain neighborhoods based on their race, which is distinct from the financial discrimination that redlining entails. Blockbusting refers to the practice of persuading homeowners to sell their properties at a lower price by instilling fear of demographic changes in their neighborhood, and disparate impact refers to policies that may not intentionally discriminate but result in adverse effects on minority groups.

The correct term for illegal practices that deny a tenant equal housing opportunities based on race is redlining. This practice involves discriminatory lending policies or practices where certain neighborhoods, often populated by minority groups, are systematically refused housing financing. This has historically led to a lack of investment in these areas, further perpetuating economic and social inequalities.

Redlining is significant because it demonstrates how systemic racism can manifest in housing policies, affecting the availability of housing and financial resources for individuals based on race. It was extensively practiced in the United States from the 1930s onward, contributing to long-term disparities in homeownership and wealth accumulation among different racial groups.

The other terms, while related to discrimination in housing, refer to different concepts. Steering involves guiding prospective homebuyers toward or away from certain neighborhoods based on their race, which is distinct from the financial discrimination that redlining entails. Blockbusting refers to the practice of persuading homeowners to sell their properties at a lower price by instilling fear of demographic changes in their neighborhood, and disparate impact refers to policies that may not intentionally discriminate but result in adverse effects on minority groups.